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On your mark, get set….are you ready for the change in these demographics?

image of Nick Kell


Nick Kell

Nick is the Behavioural Director at AICDP (Association of International Credit Directors & Professionals.


Nick says that human behaviour makes and breaks individuals, families, communities and business organisations. Individual and group behaviour determines success, failure and everything in between.

When I met with Nick in Dublin at the World Credit & Collection Congress, he shared some thoughts on demographics that we should consider.

A few of them are listed below. 

Demographic Number One

Demographic Number Two

Demographic Number Three